Individual Clients
Personalized tax and financial support for every stage of life.
Tax Services
Personal Income Tax (T1) Preparation
We offer accurate and efficient preparation of T1 personal tax returns for employees, retirees, self-employed individuals, and investors, ensuring you claim all eligible deductions and credits.
Tax Planning & Optimization
Our personalized tax planning services help individuals minimize tax liabilities through income splitting, RRSP/TFSA optimization, capital gains planning, and more—tailored to your life stage and financial goals.
Self-Employed & Sole Proprietor Taxes
We specialize in tax compliance for self-employed individuals and sole proprietors, including preparation of business income schedules and expense optimization strategies.
Financial & Mortgage Services
Debt Consolidation Consulting
We evaluate your personal debt profile and develop tailored consolidation plans that can lower interest costs and simplify repayments, improving your long-term financial health.
Residential Mortgages
As licensed mortgage agents, we connect you with competitive mortgage products from major lenders and private funders. Whether you’re a first-time buyer or refinancing, we guide you through the process from pre-approval to closing.
Financial Coaching & Budgeting
We provide one-on-one financial coaching to help you build effective budgets, manage expenses, and establish savings strategies aligned with your financial objectives.